Okay... my next idea may take me longer to complete than I'd like... but that's okay, I've got at least three months to check all this out. (That's when we hope to start 'trying'
;-) )
I'm going to try and research how much the having of a baby will actually cost me.
~Check on Insurance: Where should I go to get them to pay? What % will they pay?
~Call the hospital: What is cost of traditional childbirth? (If they'll tell me) What about a difficult one? (maybe I won't ask this... just the typical, easy birthing. Yea.)
~Call Insurance with how much hospital charges and see what will be covered.
This could take a little while.
THEN, if I'm not out of time ;) - I'm going to decode some of the slang and shortcuts on websites... DH? Dear Husband. I know that one. :)
But, I can answer one of my questions right now... (yay for
bcbsmi.com)
Pre&Postnatal Care - 100% of approved amount at in-network hospital YAY
Delivery & Nursery Care - 80% of approved amount after deductable ($1,000) at in-network hospital. (better than out of network 60%!)
Note on website... not entirely sure what it means: (This semi-private room is 80% after deductable)
"Semiprivate room - inpatient physician care, general nursing care, hospital services and supplies - unlimited days
Note: Maternity care and routine newborn nursery care during a mother's eligible hospital stay. Under federal law, we generally may not restrict benefits for any hospital length of stay in connection with childbirth for the mother or newborn child to less than: 48 hours following a vaginal delivery & 96 hours following a delivery by cesarean section"
